Real Estate

Our third bedroom, we used for storage and stuff. I know this is a no-no when showing your house for sale, so the miscellaneous stuff has been put in storage. I have NO furniture to put in there, and I won’t buy any because our new condo has less space.

I can either put a matress (with covers) directly on the floor to show the room is large enough for a queen, or else leave it totally empty. What will appeal best to buyers ?

Many stagers put two blow up mattresses. It looks like a bed.
Cheep and better than an empty room.

The city is not too big or little but the exactly right for a lot of teens to know each other and go to the same school and most of them have their own car

Beverly Hills, California.

My boyfriend and I are looking for decorating and remodeling ideas, and we both like high-class looks. The thing is, Google doesn’t return any searches for model homes in our area that we can just walk through. Usually, in order to look at homes, you have to put down some sort of money or go through a realtor; we just want to look, we’re not interested in buying.

Your newspaper will list open houses and housing developments: check there. Also, you’re in Orlando, home of time shares. Look for them and go on the tours. You may have to lie and say you’re married, though.

A 60-year-old man lives in a small hut in Manila, Philippines. He works as a printing machine operator. He has six children. They all live in small hut like his father. Recently, the old man had bought a lottery ticket. To their surprise the old man has wins the second cash prize which is worth 40 Million US$.

From this cash prize, the old man has transformed to billionaire from ordinary poor man. He decides to buy a new luxury home for his family as soon as he got the cash. He also has decided to provide enough education for his children as he was un educated.

Guys, This is my current level in english. Please tell me how am I doing. So that I can improve myself.

"A 60-year-old man lives in a small hut in Manila, the Philippines. He works as a printing machine operator. He has six children. They all live in a small hut like his father [do you mean "The six children all live in a small hut like their grandfather", or "the old man's father"? or "The six children all live in a small hut like their father"?]. Recently, the old man had bought a lottery ticket. To their surprise [whose surprise? "To everyone's surprise" would sound well] the old man won the second cash prize, which was worth US$40 million.

From this cash prize, the old man has transformed to billionaire from ordinary poor man. He has decided to buy a new luxury home for his family as soon as he gets the cash. He has also decided to provide ample education for his children, as he was uneducated."

That’s very good, well done. The tenses are a little confused — i.e. it switches from present tense to perfect tense, but I think it’s okay. It might sound more natural to say "Because of this cash prize, the old man has transformed from ordinary poor man to billionaire" — it seems a little better to put the former state first, then what he transferred into.

[Edit]
He’s actually a millionaire, not a billionaire — there are a million million in a billion and he’s "only" won 40m.

You have not mentioned where you need a home.

I have a condo I’ve been in since 1998. Like many, I’m upside down. I owe about 130k and it’s worth MAYBE 60k. I’ve never been late 30 days on it. I make about 70k/yr and my payment is about $670/mo now as I did qualify for a remod last year which brought int.rate down to 4.37% over 40 years so brought payment down.

I really want out and into a new home. I can’t rent in my community because of the cap they’ve reached. So now I either have to qualify for 2nd home with my income which I may be able to do OR short sale the condo but I’d rather not have to wait another 2-3 years to repurchase.

Other pertinent info:

I have VA certificate which I’m currently NOT using on current property.
I have BK that will fall off my credit report in October of this year.
On CCCS to alleviate credit card debt and will be through with that within 6-12 mo.
Credit clean other than that.
With Wells Fargo on current mortgage. I don’t have a 2nd. Only a first.

Thanks for your knowledge if you can share.

You had me until you mentioned CCCS.
With your income and your current mortgage payment, you would qualify for another home under the VA program with no money down.
When you say your BK will fall off your credit report, that happens after 10 years. If you had a bankruptcy 9 1/2 years ago, that won’t affect anything as long as you have rebuilt your credit.
The CCCS, however, is challenging.

Here are VA’s guidelines on CCCS (and VA is one of the most lenient on the subject):
Participation in a consumer credit counseling program does not automatically render a borrower ineligible; however, transactions where the borrower has made monthly payments to a counseling agency or other debt pro-rating service instead of directly to the creditors within the previous year will be subject to a second level review by VA to verify that the payments have been made under a valid, bona fide counseling program and not a predatory ‘debt reduction’ service.
To be eligible, the borrower must have completed at least one year of the payout period. In all cases, the borrower must provide documentation of satisfactory payment performance.
In addition, the borrower must receive written permission from the counseling agency to enter into the mortgage transaction.

In other words, if your CCCS is truly a CCCS and your accounts do not show late pays or other derogatory remarks such as "settled for less than full balance" AND you have paid on time for at least one year, you may be eligible. Everything else would need to be in line. The fact that you had a bankruptcy at some point, and then qualiied for a loan modification at some point, and then had to go into CCCS may be too much for underwriters.

You should have a good lender really analyze your credit and explain each item to you and how it affects your chances of becoming approved.

Feel free to message me for more specific information.

condo at 1500 Presidential Way West Palm Beach fl.33401, I would like to list it For Sale

Ok?

I’m looking for condos in or near the new Baltimore area for sale by owner

For Sale By Owner Properties are overpriced in most cases.

I recommend that you look for properties that are priced at Fair Market Value or less.

I recommend that you avoid the overpriced properties.

It may or may not. Comps are only part of the tools you use to determine a price on your home. Location, certain amenities, age of appliances, upgrades, etc. all can figure into things if they’re expensive enough. Obviously if you don’t know them you can’t consider them but if you do-it may help you win in a bidding war. Then again without knowing them yet still being the best bid around could win you the condo anyway. Just remember that all these prices are virtually meaningless at the end of the day because a place is only worth what someone is willing to pay for it.

nearby properties of similar description are also used, especially when there are few recent sales within the target complex. adjustments for size and difference in features are generally made.