Real Estate

Especially when a long term relationship is not on the order of the day. Why should one care how much money one makes. My ex seemed obsessed with that question. Are there other aspects in a relationship you should consider:
- life stages: does it matter if one of you is still in school while the other is on the labor market;
- age: what gap are you able to tolerate:
- level of education (similar or not, does it matter?);
- socioeconomic circumstances; does it matter if they differ?;
- do you come from a dysfunctional or a balanced family?
- did you encounter a lot of hurdles while growing up?

In my own family, my sister was married to an artsy type she had met in high school who ended up nowhere. She held the finances but did so without obsessing about it. She completed her BA and moved on while he stalled (they divorced). My brother, who has a BCom and works as a sales rep for a pharmaceutical is married to a woman who holds a PHD and works with trauma patients. They met through his supervisor, a high school friend of my SIL. They bought a house last year.

My mom and dad lived always fought over money, however I don’t know why that is. It worsened after my dad was fired without cause from his position (non medical) at an hospital. Years passed before they actually did some major renovations on the house (it took major water damage for work to be done)
My best friend has been married for two years to a man she met online. They still live in a condo. They have had their financial woes but were able to get out of it. They are planning to go to California some time next year.
As for me, I have always been single. Until I was fired from my last full time permanent job, I always enjoyed what you could do with money even though I hated my job. I did not ownn a car so I was able to use that money for other stuff. After being fired, I changed my ways: I wanted a simpler life. I stopped wearing make up, I only got the clothes I needed. I only got the things I needed for my first apartment. Notice that I say I *wanted* a simpler life and that I talk about *needing* not *wanting* things. I was disgusted with money. Still today, I am careful about how I spend my money. Having seen what money has done to my parents, my ambition is not to become excessively rich. I would be perfectly happy to continue living in an apartment and pay for small luxuries.

.Money is the root of all evil.More couples have been separated due to financial stress,than infidelity. Money may not be everything but it’s a long way in front of whatever is running second. You have the right attitude."man mind thyself".Never lend friends money

I have been in a relationship with this girl for 4 yrs and for the last two yrs it has been very tough for me. She had my kid and then completely jumped ship on me. She also quit her job and also and stopped cooking and cleaning. We lived in a luxury condo and both of us shared the bills so when she quit her job we lost 40% of our monthly income. I wanted to marry this girl so I trusted her judgment on what she was doing. So 1 yr later she still is not working. I was forced to sale my truck, motorcycle, home gym, Sony play station 2, AC, plasma HDTVs, etc…………. I also got evicted form my last apt and sued twice. Due to her no handling her stuff right. After I got sued the 2nd time I let her know that she will need to start working because I can’t hold the bag anymore. She got jobs but only worked them for 2 – 3 days before she quit. The other day I got paid a realized I’m only making 24 bucks profit on my pay checks. And that is going to the gas tank so what happens is I don’t pay one of the company’s I owe money to that month so I can feed my family. So I get 30 to 40 calls plus emails from bill collectors. I tried to get a better job but I couldn’t due to bad credit. Every day I wake up I’m very angry and just want to die I feel I’m getting more and more crazier every day. Last week the love of my life told me she never loved me and she wanted to see other people because I’m not handling my responsibilities as a man and a father to my son and her son. So she is still in my house going on dates with dudes and I try to kick her out and she will not leave. All she does is sit at home eating all the food and running up all the bills that she is not paying. She said if I try to push her out the house again she will take my son and I will never see him again. Last time i tried to kick her out she called the cops on me and I almost went to jail. I hate my life so much I just want to end it and I cant do that because I have a son who needs a father. I didn’t have anyone when I grew up so I need to make sure his life is the sh!t in his eyes. I don’t know what to do next, Everyday it seems like I have to make a life changing decision.

Yooo…..homie go to the court house sign up to pay child surport since u not making that much they can’t ask 4 much u may think it gonna hurt u but do it den file 4 custody and if her name is not on the lease get a lawyer go to court with your story and let them take it in control.homie thats sum bullshit but you gotta b a man first. or go buy we r the streets album by the l.o.x. and put wildout on repeat

The FHA, created in 1934 to make homeownership attainable for low- to moderate-income Americans, is providing a lifeline to new Manhattan luxury condominiums after sales stalled. Buildings featuring pet spas, concierges and rooftop lounges are applying for agency backing to unlock bank financing for purchasers. The FHA guarantees that if a homebuyer defaults on his mortgage, the agency will pay it.

How is this low income housing and why is the government backing it?

http://www.bloomberg.com/news/2010-08-13/manhattan-luxury-condos-embrace-federal-help-in-game-changer-for-sales.html

Because the FHA is paying off some political debt

From:
http://www.bloomberg.com/news/2010-08-13/manhattan-luxury-condos-embrace-federal-help-in-game-changer-for-sales.html

<<The Federal Housing Administration agreed in March to insure mortgages for apartments at the 98-unit Gramercy Park development, known as Tempo. That enables buyers to make a down payment of as little as 3.5 percent in a building where apartments range from $820,000 to $3 million.>>

Now, some simple calculus for you, folks. Buying an $820,000 property (that’s the very cheapest of these luxury apartments) at 3.5% one will have to make a $5K payment (mortgage plus condo-fees) every month for 30 years:

http://www.mlcalc.com/#mortgage-820000-3.5-30-4.375-3000-1500-0.52-8-2010-none

Why is the Obama’s Federal Housing Authority — which can not even properly house all the poor eligible for the Section 8 assistance (http://www.ajc.com/news/atlanta/housing-crisis-reaches-full-589653.html ) — busying itself with and tying their budget on people, who can afford to spend $5K/month on an apartment and are interested in living next to a pet spa?

If the housing market moves down only 3.5%, these new mortgages will be "underwater" — the condo-owners will owe banks more, than the properties are worth. This is when people usually tend to "walk away" from the properties — and is why a normal downpayment is at least 10% (usually — 20%). When people do walk away, the FHA (read, the taxpayers) will be on the hook for the rest of the mortgages… And rich people will not shy from walking away at all (now that we no longer throw dead-beats into jail):

http://www.nakedcapitalism.com/2010/07/rich-defaulting-at-highest-rate.html

Is it fair to suspect, this is done to further destroy Capitalism? After the staggering success with Fannie Mae and Freddie Mac, who were told by the government to relax their rules:

http://www.nytimes.com/1999/09/30/business/fannie-mae-eases-credit-to-aid-mortgage-lending.html

to allow people buy unaffordable homes resulting in the housing bubble and the subsequent crisis of financial system:

http://www.ornery.org/essays/warwatch/2008-10-05-1.html

is the FHA now instructed to do a similar relaxation of rules to give Socialists another argument that "Capitalism does not work"?

Or is it simply a way to reward rich New York donors — both the buyers and the sellers of these luxury condos — for their support of the Democratic Party?

In a properly Free Market Capitalism, people who make a wrong bet — such as choosing to build a luxury building, when the buyers want a normal one — get punished by losing money. In Obama’s CRONY Capitalism, the government helps them out — at the taxpayers’ expense…
Correrafan! If you are referring to Bush’s use of Haliburton, well, that did not start with him (with Clinton rather) nor end with him (Obama keeps awarding the company no-bid contracts).

But I don’t recall anything like this thing on Bush’s watch — there is a completely new ground broken here, I think…

That can’t be true. He’s helping the working class. BAHAHAHAHA!!! It will be interesting to see what his followers think despite your many links.

Double Dagger playing “Luxury Condos for the Poor” live at Whartscape 2007 in Baltimore, Maryland on July 21.

Filmed by N.O. Smith

http://www.myspace.com/doubledaggersucks
http://www.myspace.com/smithfilm

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Watch the Dolphins play or the Pelicans fly by in unison from your 3rd floor ocean terrace on this direct oceanfront 3 bedroom, 3 bath luxury condo. Features include stone flooring, granite counters, designer lighting, mahogany cabinets, top of the line stainless steel appliances, media niche and built-in fireplace. Your ocean terrace has a built-in grill and lots of room for entertaining. This beautiful home has laundry room complete with washer and dryer. This premier property features Grand entrance lobby, secured-access entry, private underground owner parking, exhilarating oceanfront fitness facility, spectacular social suite with gourmet kitchen, large sundeck with two oceanfront heated pools and spa. A truly exquisite property! All measurements believed to be correct but not warranted.

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For pricing, floorplans & more visit +++ http://www.homechanneltv.com/video.php?VIDEO_ID=43
Experience in-town living at its best at The Residences of Uptown Park Ridge in Park Ridge, IL. This vibrant neighborhood blends suburban downtown charm with urban lifestyle. Residents enjoy living steps away from shopping, restaurants, entertainment, and convenient transportation, including one-of-a-kind boutiques, cafes, parks, the Metra and the historic Pickwick Theater. Uptown Park Ridge features condominiums with first floor retail and the residences above, surrounding a fountain plaza, with lush landscaping and pedestrian friendly streetscapes. Available residences include two bedroom, two bedroom plus den, and three bedroom plans and range in size from 1,145 square feet to 3,107 square feet. All condos feature an open floor plan, functional and spacious kitchen, a luxury master bath, and a private balcony or terrace.

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http://www.luxurystudiocitycondos.com presents twenty four luxury new Studio City condos are available for sale in the city of Studio City. The developer has added all of the upgrades that make this complex the premier condo building in the area. And, they have recently lowered their prices too. If you want to own a piece of Studio City real estate, now is your chance at 4557 Coldwater Canyon Drive. Chelsea Place

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The Loft 5 Condos in South Las Vegas are a nice place to be naughty. Enjoy stylish finishes, unique open courtyards and European-style pools, and designer amenities in your new home in Las Vegas.

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Niles Condos For Sale, Niles IL Real Estate Listings, Homes For Sale, Top Realtors, Best Realtors, Top Chicago Real Estate Agents, Top Realty, Best Realty, Top Remax Agents in Chicago Illinois. Remax City Realtors is The Number 1 Top Best Selling Remax Realty Office in Chicago Illinois. Michael is a recipient of the 2006 Residential Top Producer Award – recognized by the Chicago Association of Realtors for his outstanding top sales achievements. Buying a home? get a Home Buyer Rebate! Search Homes For Sale – Northern Illinois MLS listings by map, street address, house number, mls listing number, school district, subdivision or neighborhood. Selling the house or investment property? Get a discount on mls listing! View recent sales in Chicago and Suburbs, Illinois. Request a Free CMA – Estimated market value of your property – Find out what your home is worth. Polish speaking Realtors, Polish Realtors, Spanish speaking real estate agents, Virtual Home Tours, Top Realtors, Best Realtors, Top Best selling real estate agents in Addison, Arlington Heights, Algonquin, Alsip, Antioch, Aurora, Bannockburn, Barrington, Bartlett, Belvidere, Bensenville, Berwyn, Bloomingdale, Bolingbrook, Buffalo Grove, Bridgeview, Burbank, Burr Ridge, Carol Stream, Carpentersville, Cary, Cicero, Crystal Lake, Deerfield, Deer Park, Des Plaines, Downers Grove, Dundee, Edison Park, Elgin, Elk Grove Village, Elmhurst, Elmwood Park, Evanston, Fox Lake, Forest Glen, Franklin Park, Geneva, Genoa, Glencoe, Glendale Heights, Glenview, Grayslake, Great Lakes, Gurnee, Hainsville, Hampshire, Hanover Park, Harwood Heights, Hawthorn Woods, Highland Park, Hinsdale, Hoffman Estates, Huntley, Ingleside, Inverness, Island Lake, Itasca, Ivanhoe, Irving Park, Jefferson Park, Kenilworth, Kildeer, La Grange, Lake Bluff, Lake in the Hills, Lake Forest, Lake Villa, Lakeview, Lake Zurich, Lemont, Libertyville, Lisle, Lincoln Park, Lincolnshire, Lindenhurst, Lombard, Long Grove, Marengo, McHenry, Melrose Park, Morton Grove, Mount Prospect, Mundelein, Niles, Naperville, Norridge, Northbrook, Northfield, North Center, North Chicago, Northlake, Norwood Park, Northshore, O’Hare, Oak Brook, Oak Lawn, Oak Park, Old Town, Orland Park, Palatine, Park Ridge, Plainfield, Prairie View, Portage Park, Prospect Heights, Richmond, River Grove, Riverwooods, Rogers Park, Rolling Meadows, Roselle, Round Lake, Schaumburg, Schiller Park, Skokie, Sleepy Hollow, South Barrington, South Elgin, Spring Grove, Spring Grove, St. Charles, Stone Park, Streamwood, Summit, Sycamore, Sugar Grove, Tinley Park, Vernon Hills, Villa Park, Winnetka, Wadsworth, Wauconda, Waukegan, Wayne, Westchester, Wheaton, Wheeling, Wilmette, Winthrop Harbor, Wonder Lake, Wood Dale, Woodridge, Woodstock, Zion, Illinois Real Estate.

Chicago and suburbs illinois real estate listings, homes for sale, short sale, pre foreclosure.

www.msorensen.remax-ni.com www.msorensen.illinoisproperty.com

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