Real Estate

We are trying to decide between 2 homes in MD and I would like some additional opinions. Both are new construction and in the same area and school district. Which would you choose?

House 1
Big Lot – backyard is 100 feet. Backs to large well kept home.
Nice Community (120 Luxury Homes) – has started to be developed and can see how it is going to look.
Pricey – 100K more than House 2
Won’t be able to get finished basement of Solarium. Would need to watch what options we got to keep the price down.

House 2
Smaller lot – backyard would be half the size (45 feet). Backs to older smaller well-kept home.
Small Community – 20 homes – nothing has been built yet so can’t really tell how it is going to look.
Community Entrance not as grand as House 1
Great Price – Mortgage would be $500 less month
House would be loaded with any option we wanted
We can afford both homes, but would have to save for any improvements to House 1.

HOA fees are consistent with what we pay now. I am a board member of my current HOA and appreciate the effect they have on the community. I want a community where people maintain their lawns.

Right now I feel more comfortable with Home 1 b/c there are already houses up and I can see how it is going to look. It is hard buying a home and not being able to visualize what you are going to get.

The actual home designs are exactly the same and appear to be of similar quality.

Not knowing your overall situation, I can only speculate based on my own opinions…

Personally, I would pick house #2 as I have seen too many of my friends get into too much house by only looking at the monthly bottom line. You have to remember that it’s not only your monthly payments that will rise–any upkeep or upgrades will be more expensive on a more expensive home.

Additionally, I would much prefer to get exactly what I wanted from a new construction–why pay the new house price if you are going into it still lacking some of the features you desire? Having all the extra amenities will more than make up for the smaller yard.

I would not worry overly about the surrounding neighborhood–both builders and municipalities have a stake in ensuring that property values continue to rise and its highly unlikely that any new development around you would be of lesser quality than your own home (and there’s a distinct possibility they will be nicer than yours which is fantastic for your property values!)

One thing you did not mention was the HOA bylaws and fees–are they equivalent? And are they each something you feel comfortable with? The nicest home in the world can become hell if you can’t get along with your HOA. Keep that on your list of factors.

Good Luck and enjoy your new home!!

i’m concerned about the building structure. in the stairway there are also some cracks. aparently it was repainted and replastered 5 years ago, but there are some new cracks. quite long (floor to ceiling) i know any building can move a bit, but…
also on one wall it is quite humid, with clear water damage seeming to come from the floor above.

when i ask about it the seller seems not to know.
it is a small studio and i am looking for a small studio as an investment.

walk towards another one.

my peers are correct; cracks are from both aging and weakness in structure.

have a good day

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